SmartCoverage Tips

Does the cost of travel insurance change based on the time of year I travel?
Posted on January 19th, 2018

There is always somewhere to go, but does the cost of your travel insurance change based on the time of year you decide to travel?

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How does insurance cover damages caused by a fallen tree?
Posted on January 18th, 2018

Do not fear if a tree falls on your home, there is coverage for that! Here is how your home insurance covers damages caused by a fallen tree.

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4 quick tips to improve your credit score
Posted on January 17th, 2018

This January, millions of people made a New Year’s Resolution to get their financial house in order.

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What is actual cost value?
Posted on January 16th, 2018

Actual cost value (ACV) insurance is a method of calculating the value of your property when it becomes physically damaged or lost. There are a few ways that insurers calculate the amount of money they’ll pay for your damage claim.

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What is replacement value?
Posted on January 15th, 2018

After you’ve decided which insurance level you need for your home, you’ll need to decide if you’re going to insure your property at replacement value or actual value.

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