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You never want to make an insurance claim, but sometimes circumstances force your hand. If you need to get some advice about how claims work, or want someone to walk you through the process step by step, give us a call. Our specialists will help you decide whether making a claim is your best move, and guide you through each step of the process. If you have any questions along the way, we’ll be here to lend our expert guidance. 

 

Insurance claims counselling gives you the edge

Want to make a claim, but worry it will cause your premiums to rise? Before taking it up with your insurance company, give us a call. We’ll provide you with expert advice that allows you to make an informed decision. If it looks like making the claim will cost you more in the long run, we’ll be honest with you. Plus, we won’t put the incident on of your record.

 

Work with SmartCoverage to have your claim approved

SmartCoverage will advise you on how to file a claim. Should you run into any difficulty during the process, we will advocate on your behalf to ensure the issue is resolved. 

 

Get in touch with us. We’re here to help. 

 

8:30 a.m. – 7 p.m. ET, Monday to Friday

Call us: 1-800-268-7649

Email us: service@smartcoverageinsurance.ca

 

Filing a claim after hours

If you need to file a claim quickly, or have an emergency claim to process, please get in touch with your insurance provider directly. Select your province from the dropdown list below to see the contact information of providers operating within your province.

Ontario
Alberta
Quebec

Carriers for Ontario:

How to File a Claim (After Hours)

In the event of an emergency claim, please call:

 

Scottish and York 1-866-692-8482

 

Pembridge and Pafco Insurance Company 1-800-387-0462

 

Western Assurance 1-877-840-4866

 

Economical Insurance 1-800-607-2424

 

Aviva Traders Property 1-800-590-5003

 

Perth Insurance Company 1-800-607-2424

 

RSA 1-800-319-9993

 

Travelers Canada 1-800-268-5371

 

Zenith 1-800-668-8158

 

Chieftain Insurance 1-800-268-5371

Carriers for Alberta:

How to File a Claim (After Hours)

In the event of an emergency claim, please call:

 

Aviva 1-866-MY-AVIVA (1-866-692-8482)

 

Pembridge 800-661-1577

 

RSA 800-319-9993

 

Travelers 800-661-5522

 

Economical 800-607-2424

Carriers for Quebec:

8:30am - 5pm Monday to Friday

To have your policy serviced please call: 1-800-268-7649

 

service@smartcoverageinsurance.ca

How to File a Claim (After Hours)

In the event of an emergency claim, please call:

 

Aviva 1-866-MY-AVIVA (1-866-692-8482)