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Your Property Insurance

Protect your property from theft and damage

Whether you’re just moving in or you’ve lived there for 20 years, we want to make sure your home and its contents have the right protection. Get a quote and see how much you can save.

Why get a property Insurance quote from SmartCoverage?

By getting a property insurance quote from SmartCoverage, you instantly compare the best offers from top lenders across your province and see the lowest available price. Obtaining your quote is a breeze; just take a few minutes to input some basic information about your home and you’ll be shown the best available deal.

Want to see multiple property insurance quotes?

Not sure about the quote we’ve returned to you? We’ll provide several quotes in addition to our recommended best option so that you get a proper sense of the options available to you. By comparing quotes from multiple insurance providers from across your province, you can be sure you’re getting the lowest possible rate.

How does the property quote process work?

Upon selecting the “Get a Quote” option, you will be asked to answer a few questions about yourself and your dwelling. Only questions essential to determining the cost of your property insurance are asked. Once you’ve completed the form you will be shown the best price available, with the option to see additional offers from other insurance providers.

Is the property insurance quote I see the price I’ll actually pay?

The property insurance quote you see will accurately reflect the premiums available to you, so long as the information you provide is accurate. Some minor fluctuation may occur during the underwriting process.

SmartCoverage will continue to work with you after you get a property insurance quote

You’ve completed the form and received your quotes. What’s next? SmartCoverage will guide you through the process of obtaining your property insurance policy and help you understand the terms and conditions so that you know what’s covered and what isn’t. Once you’ve completed the signup process with your new insurance provider, the experts at SmartCoverage will continue to advise you whenever you have a question.

Take advantage of guaranteed replacement cost

With guaranteed replacement cost you receive the amount it costs to rebuild your home, even if the damage exceeds the limits of your policy. This protection ensures you never have to choose between overpaying or settling for a less than perfect fix.

Protect your property with comprehensive all risk policy

This coverage makes sure the most common claims are covered by your policy, and that you don’t run into any surprises when you file a claim. We'll help you understand exactly what falls under the coverage of your policy, as well as everything that doesn’t.

Get coverage, no matter your dwelling

Whether you live in a detached or semi-detached home, townhouse, condo or apartment, SmartCoverage will find the right policy at the best price. We work with insurance providers that offer coverage for all property types, including homeowners insurance, condo insurance and renters insurance.

Bundle together your property and auto insurance

After finding the lowest rate for property insurance, you can keep right on saving. See how much you’ll save for carrying your property and auto insurance policies with the same insurance provider.

Getting your property insurance quote is free, fast and easy

The SmartCoverage comparison tool shows you the best deals out there. It is free to use and you are under no obligation to purchase the policies quoted to you.